Hi Lawrence & Diana,
With interest rates at an all time low, it's a wonderful time to be in the market to buy a home! With that in mind (if you haven't already done so), I would suggest that your 1st step in the home-buying process would be for you to select a lender so you'll be qualified for a price range & a loan with terms that are most favorable to your situation. Typically after selecting your lender you will receive a Pre-Qualification or Pre-Approval letter. There are two advantages of being Pre-Approved for a loan as early as possible in your home-buying process: Sellers will find any offer you make more attractive if you are Pre-Approved and the length of time before closing can be shorter if you've completed the steps to secure mortgage approval prior to signing a contract on a property.
Once your comfortable with your target price range you can assess your wants and needs for your new home, shop for your home and prepare to celebrate!
I've lived in Boynton Beach for the past 24 years so I know the area (Boynton Beach & Delray Beach) very well and I would welcome the opportunity to help you find your new home! If you have any questions or concerns, please contact me. I've had the opportunity to work with a number of different lenders in the area so if you need any contact information, I'll be happy to provide that information to you.
Joan Dembroski, REALTOR,ABR,CDPE
Realty Associates FL Properties
561 758 3511