my credit score is bad after my losing my job 2yrs ago, and have been staying with friends since. I am now on disability and like to get apt. and get

Asked by Kryton, Sacramento, CA Tue Feb 1, 2011

back on track with my life. What steps do I take?

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Sue Archer R…, Agent, Palm Harbor, FL
Tue Feb 1, 2011
I was thinking that maybe qualifying for an apartment isn't the only reason you want to improve your credit score. There are debt counseling services that are free, but none that I know of for just improving your credit score. (you r credit score does improve when you pay your debts but that's only one piece of it.)

If you have items on your credit report that you dispute, I'd suggest you contact Jeff Sipes at Blue Water Credit at 916 315 9190. He's one of the few companies that I've seen actually do what they say they will when promising to improve your credit. In addition, I'd read the book 'the Richest Man in Babylon' which outlines the best plan to properly handle your finances. Last, I'd subscribe to the Clark Howard website at He's a consumer advocate and has all kinds of good ideas on keepng your credit score maximized and manage your finances properly..

I think educating yourself on the proper way to handle your finances might help in assuring a landlord that you appreciate that you wold be a good risk in paying your rent every month, and on time.
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Jonas, , Houston, TX
Tue Feb 1, 2011
Hi Kryton,

Good for you! You can do it! As stated below, I think an apartment locator service might be the best ticket. They know which properties have which guidelines. You might try the chamber of commerce to locate a locator :)

All the best in this new journey!

Jonas Mancuso
Remax / Lakeland
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Dallas Texas, Agent, Dallas, TN
Tue Feb 1, 2011
If you are leasing an apt. contact Apt Locator service who can identify what type of disability income you have locate community who can accept you as a tenant

Sorry read about your circumstance

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
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