my credit is poo.

Asked by Gerardo M. Valle, Colton, CA Thu May 3, 2012

I am work on my credit, I'm curret on all Account.

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Kawain Payne’s answer
Kawain Payne, Agent, Seal Beach, CA
Sat Jun 9, 2012
Hello Gerardo,

It is good that you are now current on all accounts. You should get a free credit report and review it.

Make sure there are no errors on your report. Sometimes your score can be imrpoved simply by getting incorrect entries on your credit report removed.

You may want to visit HUD.GOV They have credit advisors who can advise you on how to best get your credit in order.

Best of Luck to You,

KawainPayne, Realtor
0 votes
Ron Thomas, Agent, Fresno, CA
Thu May 3, 2012
Unfortunately, a credit rating is very important.
Make a two year plan to build your credit.
Talk to people who know what you have to do; check a book out of the library;
It's like going on a diet, but it hurts less.
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