Do you mean find a cheap studio or apartment without getting a credit check? If you do that is all dependent on the landlord or brokerage representing the landlord. Its customary/legal/normal practice for landlords and property management companies to rely on credit report as a reflection of the prospect tenants reliability to pay their bills in a timely fashion. Some but not all landlords view tenents as a potential risk when it comes to renting them an apartment. Many do rely on the rental income paid by tenants to meet their mortgage obligations, and some don't. Some landlords bypass a formal credit check in leu of a personal interview as in some cases, due to their situation, some people prefer to pay their rent instead of their credit cards so they wont get evicted. Just expect to pay a credit check fee in most cases but dont expect a guarantee in getting an apartment because you paid a credit check fee. If you believe you wont qualify for a rental consider gettin a co-signer who will vouch for you in a worst case scenario.