can I get an apt with bad credit?

Asked by consuelorosario, New York, NY Wed Dec 5, 2012

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Christine Go…, Agent, New York, NY
Wed Dec 26, 2012
Hi Consuelorosario,

How are you? I hope you're enjoying this holiday season.

It's usually difficult to rent an apartment in Manhattan if you have bad credit however it's not totally impossible. There are many factors that come into play but any way you look at it, your options will be more limited than if you had stellar credit.

Looking forward,

Christine Gordon
Licensed Real Estate Salesperson
Cell: 917.881.2924
Fax: 347.328.9352
Apartment updates available at
"Home is where the heart is."
4 votes
Rafael Barbo…, Agent, New York, NY
Thu Dec 6, 2012
It will depend entirely on the landlord. If the bad credit is due to nonpayment of rent or a mortgage your chances will be very minimal. Be prepared to have extra money for a deposit or have a guarantor ready.

Good Luck!

Rafael Barbosa
1456 First Avenue | New York, NY 10021
P 212.774.3800 | Cell 917.435.6611
0 votes
De Vonte Wil…, Agent, East Point, GA
Thu Dec 6, 2012
Hello. It is possible to find a landlord who may overlook your bad credit. A potential landlord may not even request a credit check or references.

I hope this answered your question! If you have any further questions, please feel free to contact me by the ways below.

Wishing you all the best,

De Vonte Williamson , LSA
Proudly Serving Long Island
Coldwell Banker Residential
"I Stand Behind Getting You Results!
0 votes
Anna M Brocco, Agent, Williston Park, NY
Wed Dec 5, 2012
Much will depend on the landlord, therefore consider being upfront about your credit; have proof of employment/pay stubs ready; possibly have some reference letters handy; possibly consider a guarantor, etc.
0 votes
Aileen Gross…, Agent, New York, NY
Wed Dec 5, 2012
Hi Consuelorosario,
In Manhattan, right? Generally speaking, yes you can. However, you will most likely have to pay extra security &/or rent up front. Many landlords will not accept bad credit at all while many others will with the extra money security.
0 votes
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