Need suggestions finding a rental with a bad credit score, but good income. Our score is not going down anymore, but the history is causing problems.

Asked by Joseph Mueller, Lansdale, PA Tue Oct 8, 2013

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Sandra Watki…, Agent, Canton, GA
Tue Oct 8, 2013
Joseph,
A good letter explaining why the score is low if there are reasons beyond your control such as job loss which has been rectified helps as long as you can show an ability to pay thst may help. Accentuate the positive. An owner managing themselves may be more forgiving since most companies have policies in place in order to treat everyone the same. Those will be more strict and less lenient. Best if luck to you. I know it can be frustrating and time consuming
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Jimmy Payne, Agent, Alpharetta, GA
Tue Oct 8, 2013
If you have less than stellar credit you will need to look for landlords that will accept a higher deposit in exchange for the credit issues. Most will overlook credit issues if you are willing to pony up more money up front. Make sure you have at least 2 months rent for a deposit and keep everything simple, i.e. no pets and no outrageous conditions to move in.
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Christopher…, Agent, Tarrytown, NY
Tue Oct 8, 2013
I would check for rent by owner listings on Craigslist. Every landlord is different but if you can prove that you are and have been on the mend for some time that may help.

Chris
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