Yes, Stephen there is hope. Due to the recent crisis in the housing market many people are underwater in there mortgages. Thus, causing their credit to be damanged. Not to mention the US economy is suffering the most it has in decades, so many people have lost their jobs. For these reasons and more it is easier to obtain a rental home or lease purchase a home in this market. I own a Property Management company. We work with people in similar situations all of the time. I would love to help you.
When you are ready please contact me at 770-845-1093 and we will locate a property that is affordable and will fit your needs. I'm sure that you and your family will be very pleased.
Receda Gray - Realtor
Southern Homes and Land Realty