Looking to rent have pets and a bankrupcty help?

Asked by Lori, Sacramento, CA Fri Jun 1, 2012

having trouble finding a home that will take my pets(1 dog 2cats) and we had a recent bankrupcty because of a bad home we bought is there any hope

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Ed Favinger’s answer
Ed Favinger, Agent, Folsom, CA
Fri Jun 1, 2012
Hi there Lori...

It's not all hopeless... of course there will be some landlords that won't accept you, but our management company will give you a look.

What you should expect though is a little more scrutiny than normal.

You should not have too much trouble renting a place, but be prepared to pay a double deposit which is legally the max anyone can charge you for an "unfurnished" home.

I hope, even though you've been through the BK, you have a checking account, been on the job for over a year and can show you have a few bucks in your account. Be prepared to provide a couple months of bank statements, paycheck stubs and "renters insurance".

I can't tell you how amazed I am when we get calls from some folks who have gone through some trouble these days. However if you don't have a bank account that means you pay all your bills in cash or money order and to us that is a "red flag".

I wrote about this a while back in a couple of blog posts... maybe this will help you and anyone else in similar circumstances.

http://theycallmemred.com/2010/12/08/want-some-good-advice-w…

http://theycallmemred.com/2010/03/01/got-rough-credit-you-wa…



I hope this helps
1 vote
Gina Borges-…, Agent, Sacramento, CA
Fri Jun 1, 2012
Yes, there is definitely hope. It is difficult to find rentals that accept pets but they are out there. Most landlords understand that this is a time when many renters are applying with challenged credit. Teri gave you an excellent idea and I would suggest starting there. Be persistent, you will find a great rental!
0 votes
Teri Andrews…, Agent, Auburn, CA
Fri Jun 1, 2012
The Roseville SPCA has a great guide for both pet owner renters and landlords to help with getting a landlord to accept pets. Here is the link: http://www.placerspca.org/housing.htm
0 votes
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