Marissa, Renter in Brooklyn, NY

Looking for an apt in the Bed Suy/Crown Heights area. $1200 max. Hardwood floors, decent closet space, near trains. Can anyone assist?

Asked by Marissa, Brooklyn, NY Mon Mar 11, 2013

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Mo, Agent, New York, NY
Mon Sep 16, 2013
I have rental space that can match ur price call me 646 645 7206
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Trevor Curran, Mortgage Broker Or Lender, Great Neck, NY
Tue Aug 20, 2013
Rent today; Buy tomorrow. How to convert from Tenant to Homeowner.

When I rented my first apartment in Astoria, I did not want to be a Tenant my whole life and pay my Landlord’s mortgage. I longed to become a Homeowner.

That’s why I found my way into the mortgage business in 1989 and soon afterward became a Homeowner. Here are the fundamentals any Tenant should know to prepare to become a Homeowner in the future, no matter when that might be.

• Credit: Establish 3 credit accounts, no more than 5. Pay your bills on time. Keep your balances to no more than 50% of your credit limit. Don’t pay off the accounts in full. Keep balances active for 12-24 months. All of the above will provide both a good credit score and adequate credit history to qualify for a mortgage loan.

• Assets: A basic savings budget isn’t hard to do. Pay your rent first in your budget; then set aside 10% of your income before taxes . Make it a budget priority and you’ll still have money left over for entertainment and restaurants and clothing.

How much money do you need to buy a home? Many buyers spend no more than $25,000 to buy their first homes. There are loan programs with low down payment requirements and many real estate agents negotiate for their Buyers a “Seller’s concession” to include the Buyer’s closing costs (which are HIGH here in New York!) in the price of the home.

• Income: Two years consistent income is the basic requirement for either a salaried individual or a self-employed person. Income from Bonus, Commission, and Overtime is treated differently and is best discussed with your Mortgage Banker.

• Market Survey: it doesn’t hurt to go out and get to know neighborhoods where you might like to buy a home. Visit open houses on Saturdays and Sundays. It’s okay that you’re not yet buying; tell the Realtor at the Open House you’re just beginning your “survey.” You’ll also get to know market prices for different kinds of homes. It’s okay to “window shop” homes on the weekend at Open Houses!

I hope these fundamentals will help you better understand the path to homeownership is a process that, with preparation and dedication, you can move through easily. And if you’re interested in getting Prequalified today to create an Action Plan for your future of Homeownership, call me anytime!

Trevor Curran
NMLS #40140

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
0 votes
Beth Frazier, Agent, Brooklyn, NY
Tue Jul 23, 2013
Hi Marissa,

I have a great two bedroom for $1,200 in crown heights in a rent stabalized building. Email me offline for more details at
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Luke Constan…, Agent, Brooklyn, NY
Tue Mar 12, 2013
Hi Marissa!

I have a variety of apartments in the Crown Heights, Bed Stuy area. feel free to call me anytime!

Luke Constantino
(212) 300-3919
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Marissa, Renter, Brooklyn, NY
Tue Mar 12, 2013
Hello Crystal. I'd love to talk more offline. Please email me @ so I can provide you with my cell - thanks!
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Crystal Pers…, , Brooklyn, NY
Mon Mar 11, 2013
Hi Marissa! I have a few apts in mind that could possibly fit within your budget. I would like to talk with you offline so that I could possibly learn more about you and your immediate needs. Apts in your price range usually come and go very fast. So you have to be ready to jump on the opportunity as soon as it presents itself. Good Luck!
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