Looking for a 2 bedroom apartment in a private house in gravesend NY, East side of McDonald, Close to Avenue S,T,U. budget up to $1700.

Asked by Rebecca Hedaya, Brooklyn, NY Wed Feb 20, 2013

This question was asked from this property: http://www.trulia.com/rental/3108358481--E-2nd-St-Ave-U-Broo…

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Dmitry Kaprovskiy’s answer
Dmitry Kapro…, , Brooklyn, NY
Thu Feb 21, 2013

I have an apartment in on East 2nd St between U&T Please call me ASAP 347-962-1285
parking available, apartment has washer & dryer hookups!

Thank you

Dmitry Kaprovskiy
Licensed Real Estate Agent
140 Plymouth Street
Brooklyn, NY 11201
Cell: 347-962-1285
Fax: 347-442-7230

0 votes
, ,
Tue Aug 20, 2013
Rent today; Buy tomorrow. How to convert from Tenant to Homeowner.

When I rented my first apartment in Astoria, I did not want to be a Tenant my whole life and pay my Landlord’s mortgage. I longed to become a Homeowner.

That’s why I found my way into the mortgage business in 1989 and soon afterward became a Homeowner. Here are the fundamentals any Tenant should know to prepare to become a Homeowner in the future, no matter when that might be.

• Credit: Establish 3 credit accounts, no more than 5. Pay your bills on time. Keep your balances to no more than 50% of your credit limit. Don’t pay off the accounts in full. Keep balances active for 12-24 months. All of the above will provide both a good credit score and adequate credit history to qualify for a mortgage loan.

• Assets: A basic savings budget isn’t hard to do. Pay your rent first in your budget; then set aside 10% of your income before taxes . Make it a budget priority and you’ll still have money left over for entertainment and restaurants and clothing.

How much money do you need to buy a home? Many buyers spend no more than $25,000 to buy their first homes. There are loan programs with low down payment requirements and many real estate agents negotiate for their Buyers a “Seller’s concession” to include the Buyer’s closing costs (which are HIGH here in New York!) in the price of the home.

• Income: Two years consistent income is the basic requirement for either a salaried individual or a self-employed person. Income from Bonus, Commission, and Overtime is treated differently and is best discussed with your Mortgage Banker.

• Market Survey: it doesn’t hurt to go out and get to know neighborhoods where you might like to buy a home. Visit open houses on Saturdays and Sundays. It’s okay that you’re not yet buying; tell the Realtor at the Open House you’re just beginning your “survey.” You’ll also get to know market prices for different kinds of homes. It’s okay to “window shop” homes on the weekend at Open Houses!

I hope these fundamentals will help you better understand the path to homeownership is a process that, with preparation and dedication, you can move through easily. And if you’re interested in getting Prequalified today to create an Action Plan for your future of Homeownership, call me anytime!

Trevor Curran
NMLS #40140

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
0 votes
Jay, Other Pro,
Sun Feb 24, 2013
1810 e 2 street 2 bedroom apartment for rent at $1,350 917-862-7888
0 votes
Luke Constan…, Agent, Brooklyn, NY
Wed Feb 20, 2013
Hello Rebecca,

I have a few apartments in that area. Feel free to call me anytime.
Cell# 212 300-3919

Luke Constantino
(212) 300-3919
261 4th Avenuue, Brooklyn NY 11215
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