I always recommend renter's insurance.
The insurance that your landlord has will not cover your belongings.
You may be able to get a discount from your existing auto insurance company and create an umbrella plan.
I hope this helps.
Hank Lauzon III
Your Las Vegas Realtor
Signature Real Estate Group
9525 Hillwood Drive #120
Las Vegas, NV 89134
Web : http://www.HanksLVRealestate.com
Never look down on anybody...unless you're helping them up.