Rentals in Riverdale>Question Details

Val, Renter in Bronx, NY

I am looking for an appartment walking distance to Manhattan College. Studio or 1 bdr.

Asked by Val, Bronx, NY Sat Jun 23, 2012

Help the community by answering this question:


Trevor Curran’s answer
Rent today; Buy tomorrow. How to convert from Tenant to Homeowner.

When I rented my first apartment in Astoria, I did not want to be a Tenant my whole life and pay my Landlord’s mortgage. I longed to become a Homeowner.

That’s why I found my way into the mortgage business in 1989 and soon afterward became a Homeowner. Here are the fundamentals any Tenant should know to prepare to become a Homeowner in the future, no matter when that might be.

• Credit: Establish 3 credit accounts, no more than 5. Pay your bills on time. Keep your balances to no more than 50% of your credit limit. Don’t pay off the accounts in full. Keep balances active for 12-24 months. All of the above will provide both a good credit score and adequate credit history to qualify for a mortgage loan.

• Assets: A basic savings budget isn’t hard to do. Pay your rent first in your budget; then set aside 10% of your income before taxes . Make it a budget priority and you’ll still have money left over for entertainment and restaurants and clothing.

How much money do you need to buy a home? Many buyers spend no more than $25,000 to buy their first homes. There are loan programs with low down payment requirements and many real estate agents negotiate for their Buyers a “Seller’s concession” to include the Buyer’s closing costs (which are HIGH here in New York!) in the price of the home.

• Income: Two years consistent income is the basic requirement for either a salaried individual or a self-employed person. Income from Bonus, Commission, and Overtime is treated differently and is best discussed with your Mortgage Banker.

• Market Survey: it doesn’t hurt to go out and get to know neighborhoods where you might like to buy a home. Visit open houses on Saturdays and Sundays. It’s okay that you’re not yet buying; tell the Realtor at the Open House you’re just beginning your “survey.” You’ll also get to know market prices for different kinds of homes. It’s okay to “window shop” homes on the weekend at Open Houses!

I hope these fundamentals will help you better understand the path to homeownership is a process that, with preparation and dedication, you can move through easily. And if you’re interested in getting Prequalified today to create an Action Plan for your future of Homeownership, call me anytime!

Trevor Curran
NMLS #40140

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0 votes Thank Flag Link Tue Aug 20, 2013
I may be able to help you with your search just need to get some more info. Feel free to call me @ 646.235.6634. My name is William Garcia, I specialize in Bronx rentals and I'll be more then happy to help you. Thank you for your time!!

William Garcia
Pantiga Group INC
0 votes Thank Flag Link Tue Jul 17, 2012

Hope all is well. I have several very nice and affordable apartment in that area. Please give me a call at 347-974-1509
0 votes Thank Flag Link Tue Jul 17, 2012
HI Val. Call me for a beautiful apartment.
Mark 646-281-8763
0 votes Thank Flag Link Mon Jun 25, 2012
Happy to assist. Give a call 917.719.1766
0 votes Thank Flag Link Mon Jun 25, 2012
I may be able to help. Feel free to give me a call me so we can discuss further. Thank you!

William Garcia
Pantiga Group
0 votes Thank Flag Link Sat Jun 23, 2012
I have an Apt just a walking distance to Manhattan College . It's a Nice Studio • Near Park • Near College • Near Subway(s) • Near Bus to City
Apartment Features:• New Kitchen • Stainless Steel Appliances.
Feel free to call me @ 646.235.6635 or email Thank you for your time!
Flag Sat Jun 23, 2012
I live in an amazing Coop building directly across from Manhattan College. It's the tall gorgeous tudor. We are selling our Junior 4 (converted to 2 bedrooms.) Take a look at our building's website, and if our unit doesn't interest you, there may be something else that does. :) We've loved it here, but are moving to Jersey!
We are unit 11P.
We also have a site for our specific apartment at
Feel free to contact us for more info at
0 votes Thank Flag Link Sat Jun 23, 2012
woops! Just noticed this was posted on searching for a rental. We are selling! Sorry!
Flag Sat Jun 23, 2012
HI Val. call or email me, I have a great studio with a lage balcony coming up, very close by.
Mark Weitzman
Prudential Douglas Elliman
0 votes Thank Flag Link Sat Jun 23, 2012
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