Cash always trumps credit when it comes to rental properties, if your credit was stellar you would be looking for a home, Landlords understand, you need to give a good cash flow history, how much you earn per month plus your current monthly payments.
People always want to help if you give them a good reason why, be honest tell your story you will be ok,.
Brianne, you are not alone in looking for a rental with all the positive elements for a landlord, with the exception of low credit. There are a number of ways to pro-actively address your situation with a potential landlord. Landlords want to see indications of the ability, and commitment to paying the rent regularly, and that you will take good care of their investment. Let me know if I can help.
Most landlords today know that renters in this market don't have great scores. It's going to be your recent payment history that will be looked at more diligently. Many folks have foreclosures or bankruptcies or medical bill issues but a good payment history over the last 6 months to a year will be in your favor. It will depend on the landlord of course. I have a 3 bedroom condo with garage in Bolingbrook right now for $1250 if that would suit your needs. Let me know.