How far in advance of my move should I have a contract in place?

Asked by Kristen, Virginia Beach, VA Thu Jan 17, 2013

For example if I need to move into a house on February 10th when should I have of decided on a house and have a contract in place by?

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Davidson Sau…, Agent, Columbus, GA
Thu Jan 17, 2013
Typically homes rent out at the first of the month, so you should be looking now to sign a contract for the month of Feb if you are moving in February. Most will pro-rate the rent amount from the day you move in.
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Ron Thomas, Agent, Fresno, CA
Thu Jan 17, 2013
Have you never RENTED before?
You need to communicate with your new Landlord;
When will the house be ready for you to move in?
What do you want to do to it before you move in?

We have moved, a long distance, like you are, and when we arrived, with a UHaul full, we threw the matress on the floor and passed out. We awoke the following morning and commenced to unload.

You just have to work with your senario.
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Kristen, Renter, Virginia Beach, VA
Thu Jan 17, 2013
Apologies I meant in terms of renting. Sorry for the confusion.
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Stephanie Mc…, Agent, Canton, GA
Thu Jan 17, 2013
Dear Kristen. Most loans will need 30-45 days to process, FHA and VA being the longest at 45 days. Speak to your lender and he will be able to tell you how much time he needs - some can get them done sooner than others.
Most sellers do not want to tie up their property any longer than 30-45 days. I tell buyer clients of mine that with low inventory (as we have now - not sure about your area), they should allow 3-4 weeks to find a property so back that up from the desired closing date. Good luck
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Margot Lipin…, Agent, Louisville, KY
Thu Jan 17, 2013
Hi Ms Kristen,
To clarify, you are talking about a contract to purchase, right? It depends on the type of loan and the area you are moving to. In this area it takes 30-45 days from accepted offer (binding agreement) to closing (possession).

If you are talking about renting, I believe rental applications can be taken and approved within a few days.

Hope this helped! Let me know if I can help in any way.
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