How can you get a realtor to respond to you ? I only to receive back a question about my credit score. I do not use credit cards-What do I do?

Asked by lameredawn, New Milford, CT Thu Jun 13, 2013

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Patsy Keene, Agent, Avon, CT
Thu Aug 1, 2013
Agents do not get paid by the Agency they work for. They do not receive salaries from the agency. They only get paid if they sell a house that is listed by the MLS in your area. Then they get a CUT of the commission involved.With the price of gas, running around showing homes for sale with a client that is not "ready to buy and fully qualifed by a bank" is a waste of their time and money. And your time as well.

If you are calling about a RENTAL property that is listed by an agency, then you should at least get a return call from the listing agent. They are obligated to show you the rental of course, but if the Landlord wants to make sure all potential tenants have good credit scores, that would be the FIRST
question that you will be asked. The agent is working for the seller if it is their listing, so they want to be sure you are a qualified potential tenant. You should try running your OWN credit report and check it out...Maybe it is better than you think. And it is not all based on whether you use credit cards or not. Bankruptcies, previous foreclosures, cponstant late payments paying your bills, etc, these are all listed on your credit report, so if you have that sort of thing on your report you might find it impossible to find a rental.
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Terry Farnsw…, Agent, Lisle, IL
Thu Jun 13, 2013
The reason is - quite frankly - real estate agents don't make much money off rentals. So, there are some agents who don't consider rental inquiries at the top of their priority list.

Agents generally only get paid if their tenant "picks" a rental listed by another real estate agent. Since there are so many people who do not enlist the services of an agent and rent it out themselves, it's basically a coin flip as to whether or not the tenant will pick one that will pay the agent. Even if they do choose one that wil procure the agent some commission, it's often a fraction of what they'd get if it was a sales transaction.

An agent could show 20 rental properties, and ultimately not get paid when the tenant ultimately chooses on off Craigslist. This is why a lot of real estate agents won't bother with them. There is more "hanging fruit" (commission) in real estate sales - because the majority of properties for sale today are listing via an agent - and most agents tend to focus exclusively on them (better chance of getting paid, and a lot more money involved).

They are asking about your credit score - because if you have bad/no credit - some agents will view the work they'll have to do in finding a rental to accept you will outweigh their reward. Most rental agents will try to "weed" out the people with terrible credit before working with them.

Hope that helps!
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Debra (Debbi…, Agent, Livingston, NJ
Thu Jun 13, 2013
fellow agents - look at the question - just under it, to the right, it says RENTALS in 06098 - so - this is a potential tenant.

lameredawn - why not search under "Find A Pro" at the top of the page and find the name of an agent in your area - call him or her directly.

You say you do not use credit cards - hopefully you have other means that have helped you establish a "credit rating" (car payments - loans that have been paid off, etc).
If you're a current tenant, then a letter of reference from your current landlord will be good t have on hand, too.

Best wishes.............
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Dan Ross, Agent, Southington, CT
Thu Jun 13, 2013
Is this for a rental or purchase? If you are working with an agent, and he/she is not responding, then contact the broker in the office.
If your questin is about credit, then maybe you should contact a lender to get your questions answered.
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look at the question - just underneath it, to the right, it says RENTALS in 06098!
Flag Thu Jun 13, 2013
Alain Picard, Agent, Puyallup, WA
Thu Jun 13, 2013
If you are trying to purchase a home you will need credit or you will need cash. If you don't have any credit right now you could start working on getting some and possibly be ready to buy in the near future. If you click on the link below it will take you to my blog about Building Credit Starting From Scratch. Good Luck.…
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Curly Sue, , Texas
Thu Jun 13, 2013
Are you going to pay cash for a home? If you are not able to qualify for a home loan there isn't a need to work with a Realtor.
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