How can i rent a house if all they worry about is my credit score? I am good honest hard working woman but have been thru a bad divorce.

Asked by Sheila Woolsey, 75214 Sat Jun 1, 2013

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Don Groff, Agent, Austin, TX
Mon Jun 3, 2013
Write a letter of explanation explaining your situation and hardships. Homes are owned by individuals so if your story makes sense it may help you. The renting market is very tight as is the housing market so so what you can to show your best light and be honest and upfront and you will have the best opportunity to rent the place you are trying for.

Hope this helps.

Don Groff | REALTOR® & Mortgage Broker
Austin Real Estate Pros & 360 Lending Group
o 512.669.5599 | m 512.633.4157 |
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Dixon Wong, Agent, Dallas, TX
Sun Jun 2, 2013
Hi Sheila,

I understand how you feel. I have helped a lot of clients who has the same situation as you are. My advice would be up front about it when you apply for properties about the divorce and save up for a big deposit.

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Dallas Texas, Agent, Dallas, TN
Sat Jun 1, 2013
FYI - life after the age of 18 is based on your credit scores. Many don't seem to understand the owner is extending you a line of credit .

If your rent is $1000 per month x 12 months - landlord is providing you a line of credit of $12,000.
Now ask yourself would anyone else lend you $12,000 ? If yes what is your collateral your required to for down payment. If you were to purchase or lease a car your interest rates could go as high as 20%+ or

Lynn911 Dallas Realtor & Consultant
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972-699-9111 100's of Dallas homes listed for sale or lease

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Ralph Van Wi…, , Dallas, TX
Sat Jun 1, 2013
I agree with Tina. Most landlords are concerned about your ability to pay and a credit score is a measure of that. Offering to pay more up front will give them confidence that if they are forced to evict, they will not lose money on their investment.
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Tina Lam, Agent, San Jose, CA
Sat Jun 1, 2013
You can often get around the credit score issue by offering to pre-pay 6 months of rent. After that, you'll start building your credit with the landlord.
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