often times a house for sale can become a lease purchase. The best thing to do is get with an agent in the area that you would like to buy in and work with them. Sometimes a house is on the market, but owners never thought about doing a lease purchase until their agent brings them one. The amount you would offer for the house and how much you would pay for rent. How much deposit you are willing to put down. It it often set up that the deposit would apply to the loan amount, but would be non refundable if it doesn't close. Again talk to an agent in your area. I don't work in ILL area. Good luck in your search.