Hi Heather, we specialize in rent-to-own homes, but currently we don't have any in that zip code. We've had two and they certainly did go fast when we had them. If you'd like to email us, you are certainly welcome and we can let you know when any come available...sometimes before it hits our website. We get new homes all the time and it's been quite the busy season the last couple months.
Also, our sellers rarely add a premium to the monthly rate. Since Baltimore rents are so strong, 9 times out of 10 they stick with the market rent rate. The only exception is when the anticipated future mortgage is going to be considerably higher than what the market rent rate is. For example, if market rent is $1400, but your future mortgage is going to be in the $1600s...we find that it sets you up to win to be paying a monthly that is going to be equal to or slightly higher than your future mortgage.
And lastly, there are other ways to negotiate a "rent credit" even if you are paying market rent. That's what I love about rent-to-own...it's highly customizable to make it work for you and for the seller.
Well...one last comment...our contracts are reviewed multiple times a year by MD attorneys and NONE of our sellers are in a distressed situation (upsidedown, behind in payments, property needing repairs, etc...in fact quite a few of our homes are brand new renovations!)