Asked by Hannahcamille, Dayton, OH • Fri Jul 6, 2012
I'm planning on moving to Brooklyn with two friends. Two of us will be attending grad school, and the other will be employed. The other woman attending grad school is being assisted by her parents, so I'm assuming they will co-sign as she won't be working full-time and would be unable to provide proof of income.
My situation is different. No one I know is financially stable enough to co-sign for me, but I'm paying my portion of the rent with student loans/money I've saved up. If I can prove I have this money in my savings, will we have any issue securing an apartment? I could even pay the landlord the rent in two, maybe one large payments over the year.
I'll have the money available immediately, which I can prove. I just don't know if they'll want employment verification or a co-signer when I can clearly pay my rent in one or two lump sums. I have good credit, by the way. And we're planning on renting by owner. And, would it make a difference for all of us if there was one co-signer?
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