Asked by Joy "Zaleski" Messner, Doylestown, PA • Thu Feb 23, 2012
With privacy being an issue many tenants are reluctant to have their credit report "pulled" too often - rightfully so! Yet, most landlords/owners require a copy of credit reports in order to make a decision on a lease. Our office requires a credit report from prospective tenants, we charge a small fee for the service, and are given just a "grade" dependent upon the actual credit score. We are not allowed to share it with another office. However, some prospective tenants I am working with often know their credit score and will provide me a copy of it from a bank or credit card agency they do business with. If I have their permission in writing, I will share it with another office that has a rental property my tenants are interested in leasing.
What are your thoughts? What policies does your office practice?
Folks don't like a "big brother" mentality to private matters - but I often thought it would be great if there was just one central place to view scores (with one's permission).
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