Asked by ceciliawoodbeck, Phoenix, AZ • Sat Oct 13, 2012
So I am 22 years old I have a steady job, not the greatest credit in the world but not the worst either. I am considering buying a town house. NOT A HOUSE A TOWN HOUSE! The prices for a townhouse seem cheaper as appose to buying a house if I had a mortgage. I've seen a few properties that I admired. i also like the fact that after it was paid off in my later years i could rent it out. Only problem is I'm not sure where to even start. Where should my credit score be, how much should I be making to qualify, what re the best companis to have mortgage with, Should I wait and why? Etc. I'm very confused but a town house is something that has been on my mind for a very long time and it's something I know I would eventually like to do. I do know if I bought one my Maximum price would be say $45,000. Please help.
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