I live in Fishtown and my office is in Old City so I am very familiar with these areas and I used to work in Northern Liberties. If you are going to be in Philadelphia for more than 5 years, my best advice it to buy something. The money in rent that you would be saving by purchasing your own home is astounding, (I could do the math for you but I am sure that is the least of your concern).
From what I understand in your question is that you are concerned about the appreciation of these three areas. There is so much going on in Fishtown with the emerging of 2424 Studios, The Memphis Taproom, Memphis Flats, Frankford Arts Corridor, and the addition of the newest Stephan Starr restaurant and beer garden, you are pretty safe with this area for a long term investment. Northern Liberties is always a destination for newcomers to the area and it appeals to a variety of home buyers due to the local parks, restaurants and shopping that are within walking distance, as well as the building of a new Pathmark on the corner of 2nd & Girard that is coming soon. And then there is Old City, which perhaps is the last of my recommendations due to the fact that it has already hit its peak several years ago but if you can buy right you may be able to make some money long term.
As far as payment goes, if you are looking for a monthly nut of 1000-1500 Fishtown is a great area, and if you have a pretty good down payment then Northern Liberties and Old City are good options for you.
More than neighborhood appreciation values, what is most important is buyer appeal for the long term. For example, you do not want to buy something in a booming area that has negative living attributes like a corner condo that has no light and is located in the basement. So for resale value, I would recommend a home with at least 2 bedrooms rather than a 1 bedroom as you will be able to appeal to a more broad range of buyers and things like some outdoor space, good kitchen layout, street parking or private parking if possible, and if you are going to buy a condo, make sure it is in a building that has more than 75% owner occupancy...(this is a mortgage criteria point that you will need to know if you plan to sell in less than 5 years)
Please contact me directly for more info; I would love to help you.
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The Archdekin Team is focused on listing and selling homes in the Art Museum/Fairmount, Chestnut Hill, Mt. Airy, East Falls, Manayunk, Roxborough, Old City, Northern Liberties, Fishtown, Port Richmond, Pennsport, Queen Village, Bella Vista, Graduate Hospital, Passyunk Square, & Temple University. Call us today!