what's the penalty for dividing a living room into a 1/2 bedroom and 1/2 living room without a permit in sf?

Asked by Hernl, San Francisco, CA Thu Mar 8, 2012

When we bought the house, the living room was too big and so we divided the room into 2 without permit. We also replaced the carpet with wooden floor without permit. Now, we are in the middle of refinancing and we have our house appraised. The appraiser didn't say anything, but I guess he's gonna put that on his report.

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Diane Gardner Rhoden’s answer
Diane Gardner…, , Mount Vernon, NY
Sat Jun 16, 2012
if this remodeling is for your personal enjoyment it's fine, but when you are selling it may be another matter. Bedrooms usually require a window and a closet, although some older houses do not have closets, or the closet is outside of the room.
If you are selling your house you may have to return it to what is stated on your Certificate of Occupancy or have your town or village Building Inspector approve the change. That is if the buyer's bank require it or the buyer's attorney advise the buyer to have the property brought up to code before purchasing.
0 votes
Oggi Kashi, Agent, San Francisco, CA
Thu Mar 8, 2012
Let's see how your appraisal report turns out. Does the new bedroom have a closet and a window? It may not affect the refi unless you are looking for the added value of this new bedroom.

If you made alterations that required permits then you should consider the consequences if you ever decide to sell the property. I can provide more details if you are interested.


Oggi Kashi - 415.690.3792 direct
Broker Associate, Paragon Real Estate Group CA DRE 01844627
All data from sources deemed reliable but subject to errors and omissions, and not warranted.
Web Reference:  http://www.oggikashi.com
0 votes
thanks for the reply. the living room has two double panel windows so we put an wall in the middle to make the 1/2 bedroom and so the new bedroom has a window and also a closet.
Flag Thu Mar 8, 2012
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