It's frustrating, I'm sure. Unfortunately, this whole mortgage mess has changed the direction of some lenders. And even though they may have offered financing on manufactured homes in the past, there is no guarantee that it is still available from them.
Have you considered an FHA 203K rehabilitation loan? If you are not familiar with it, it is a program of the FHA that allows you to secure the financing to buy the property, and then allows you to add the cost (up to $35,000) of the renovation/rehab to the loan amount, so that you pay for it over the term of your loan. There are more perks to the 203K, and there are many lenders in Denver that offer this type of financing. You can look them up on hud.gov.
If I can be of more assistance, you can contact me at firstname.lastname@example.org.
Good luck to you.
Broker/Owner, Distressed Homeowner Headquarters
Good question. the best place to start is with your Buyer's Broker, then the Listing Broker, and then your lender. I would suggest submitting the question on the Homepath Website as well. These organizations such as this have there own set of rules and regulations that seem to make sense to them and no one else. Good luck with this one.