We own a home in Walnut Creek and are planning to remodel it. It has been a year since we bought our place and would like to expand (add atleast 800 sqft) and renovate our 925 sqft single family home. We have a HELOC, but this is frozen by our bank (National City), the reasoning being drop in value! Keeping in mind that we don't have enough equity in our home, what options do we have for financing our remodeling in the current market conditions?
Has anybody gone through this process? Any pointers/ ideas will be appreciated.
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