Asked by Richard, Philadelphia, PA • Wed Jan 14, 2009
assess the situation to hel p with planning (I am an architect). There was more to do than the Phil Loan would cover so I began hunting for general contractors. One came highly reccommended, so I paid him to demo everything almost to a gutted shell level. Now I knew the underlying conditions and did the project. This same contractor wanted double what I estimated it should cost. I then spent 4 months to find a reasonable and trustwirthy contractor.
In the meantime, my mortgage company closed their renovation loan branch (their guy, who I had been talking to earlier on, moved to Wells Fargo so I am working with him, he's local to Philadelphia). He has taken 120 days /- and still no loan, just progressive disclosure of minutae without explanation.
Is there anyone out there who can take the paperwork as it stands and run it through a little faster? I do not want to restart the 60 day clock at this point.
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