Asked by Cecilia Smith, Atlanta, GA • Fri Jan 7, 2011
I just learned about the existence of downpayment assistance programs, and I'm hoping for some more information from people who have some experience with any of the downpayment assistance programs through the Atlanta Development Authority.
My income is below the maximums for a single person for couple of the programs, but that is because I am a recent grad - really my job is high-paying compared to most recent grads. Who is the program really intended to help?
Does anyone know how hard it is to qualify for one of these programs? Do you know any additional information about when it's a good idea to use these programs (I know one of them is a second mortgage and they get a certain amount of your profit when you sell the house... etc. could be a bad deal?)
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