You might want to consider an FHA 203-K loan. A lot of lenders might run from these but Wells Fargo has streamlined them making them much easier. I work them for buyers that want a home that needs repairs or improvements.
Contact Teresa Eisenman with Santa Fe Mortgage, a division of Wells Fargo (not a mortgage broker) at 918-749-3800. She'll get you taken care of.
If you have any additional questions feel free to contact me 918-955-1287.