Chris, Just recalled another possible program if you are within the occupational groups such as
MD's, Dentistâ€™s, CPAâ€™s, or Attorneyâ€™s.
BBVA can certainly obtain a 100% loan, NO MI, No prepay penalty, very low rate and the credit score required is 650 min.
The agents in my various Real Estate Offices have had recent success with the same Senior Mortgage Officer / Tom R. Callahan / firstname.lastname@example.org
My sources report that the bank is still offering this special Professional type loan program and has NO intention of suspending it.
It is apparently great for building bank business accounts.
Good luck to you and Happy New Year !