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Redlands : Real Estate Advice

  • All91
  • Local Info7
  • Home Buying29
  • Home Selling4
  • Market Conditions6

Activity 83
Sat Mar 4, 2017
Rochelle Smith asked:
We will consider 3 bedroom, 2 bath home. Price range: 1750 to 1900 per month, in the areas of Redlands, Colton (92324), Redlands (2373), Highland (92346), Loma Linda (92354), Yucaipa (92399).…
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Thu Dec 8, 2016
Alan answered:
hi My name is Alan Hull the owner of Orange Tree Property Management.
if you need assistance finding a rental and getting access I can help.

909 256-7005
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Mon Oct 17, 2016
Alexander Greer answered:
Why is it that you are looking for those two. By only looking for those two you have seriously limited your prospects in a sellers market. I don't think you are going to find any. It would be better to fix why you can't get a purchase loan. If it is because of credit score, Our VA and FHA programs go down to 550 credit scores. Both programs are great with interest rates lower then conventional loans.

Alex Greer
Loan Officer
NMLS #1056079
... more
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Sun Aug 21, 2016
Startbyservingothers answered:
If you make lots of money then pay cash. You've proven that you're a poor credit risk. The bank doesn't care how much money you make. If they will lend you the money it will be a bad deal. - Rent until you can get your finances and credit under control. When you can save 75% of your income for 12 months strait then you should be ready to begin carefully researching potential purchases. ... more
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Mon Feb 29, 2016
Cary Chan answered:
Nobody has said anything about Planning, Code Enforcement, Tax and insurance regulations. On a bad day if someone complains to Planning, Code Enforcement can come out and inspect the property. IF violations are found, the homeowner is on the hook for the cost of compliance. Also, the insurance company usually only covers what is on public record. If something catastrophic happens to the property, insurance will not cover the improvements and SQFT that are not on record. Last there is the possibility of the tax man. Your property tax is based on whats on record. If the addition is permitted, it becomes Public Record and usually your property tax will increase. So technically they can get ya for back tax's on the property and also for unreported income if you've created a illegal rental unit. I've only seen this happen once, in one county is California. They went after the owner, who was doing this for years. When it was all said and done, they took the property because the owner could not pay the fines, penalties and interest. I KNOW THIS HAS NOTHING TO DO WITH FHA APPROVAL BUT IT HAS BEARING ON the topic of UN-permitted work ... more
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Wed Jul 22, 2015
Sheryl Arndt answered:
Hello Kimberly, If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment you are looking to achieve you can be emailed listings to study and compare.

You will need to be pre-approved if you decide to buy and to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs.

Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. You may also try site as well.

The purchase in Redlands start from 119k for 1bd 1ba condo, 179k for 3bd 2.5ba condo and the single family homes start from 209k for 3bd 1ba home which is as low as $1,050 down payment with a minimum 640 fico score @209k.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program from a minimum 640 fico score up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7 or

If my response was helpful, consider clicking Thank, Link or Best Answer.
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Tue Jun 30, 2015
Kathy asked:
Fri Jun 12, 2015
Nora Moore answered:
The cost of your utilities will vary depending on a lot of factors. Your insulation will have a large effect on your heating and cooling costs. The average temperature you keep your house will also be a big factor. It all depends. ... more
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Thu Feb 26, 2015
You have to go to the listing and uncheck the "follow this question box."

By the way because there is so much fraud on the rental ads, I am offering a free list of rentals to anyone who wants one. ... more
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Thu Feb 19, 2015
Joanna Heard answered:
I have a lender who may be able to do it email me
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Mon Dec 29, 2014
Yes but he is still personally liable.
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Fri Dec 12, 2014
George S Louis asked:
Sun Oct 5, 2014
Scott Godzyk answered:
With an online valuation you get what you pay for. The best way to get a true value of your home is through a local agent. Most will come out at no costs and give you a valuation and assist you in your real estate needs,. Skip the online part ... more
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Sat Sep 20, 2014
Arpad Racz answered:

The real metric we should be focused on is what are the Average Days on Market in your area, and how many total house showings have you received, to see if they are within the norm, since it is usually another agent that brings the buyer rather than the listing agent in my experience.

Kind regards,

... more
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Wed Jul 30, 2014
Matt Booth answered:
Hi Jessica,

It really depends on what "market" you are living in. Real estate is very local. Here in St. Louis I would say that we are slowing a bit but still leaning more towards a "buyer's market" in that inventory is low and prices are slowly creeping upwards. I attribute it to the low interest rates. If and when there is a credit tightening then I think we could see a true market shift here locally. ... more
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Tue Jul 29, 2014
Garrigus Real Estate answered:
We are investor friendly agents and have several investor clients that do flips, acquisition purchases and rentals. The determination of a low offer we would have to discuss further. We can assist in guiding you to offer what will inevitably get your offer selected. To further discuss please feel free to contact us. ... more
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Tue Jul 29, 2014
Garrigus Real Estate answered:
It really depends on what the comps warrant and what your goal is for selling. If you priced your home on the higher spectrum of the comps then 15-30 days isn't a bad time to start thinking about it. I would really need to analyze the property to better provide information. If things don't work out with your current listing and you are looking for a second opinion we would be happy to discuss your options. ... more
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Fri Jul 4, 2014
Sarah C asked:
Relocating for work; Prefer 2 bedroom, washer/dryer included, garage, pet allowed. Safety and low crime rates are the priority; Will consider safe options within reasonable commute to southeastern…
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Sat Jun 21, 2014
Sandra Hazeltine answered:
Technically, only a person can be robbed. A house can only be burglarized. You will want to speak with the local police department, this is the type of information they would have on file. ... more
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