Hi Angela, There are homes for rent but there are different methods and databases you should be looking at. Also, if you haven't owned a home in the last 3 years, then you're considered a first time home buyer. Typically, one must pay 1st and last months rent plus a security deposit. In your case, that would be $1200 + $1200 + ? = $2,400 + ? If you purchased a $200,000 property, as a first time home buyer at 1% down payment, you would only need $2,000. A couple of other small expenses are required, approximately $400 for appraisal and another $400 if you want a home inspection (or less) but that's pretty much it. You would be surprised at how easy it is. Please call me if you have any more questions. Click on my photo and you can see my profile and contact into including phone number. :) Good luck, God Bless and happy house hunting!