It will take as long as the bank decides. Just wrote about this topic in my weekly real estate column in the Gardner News.
Most banks are slow and stupid. But some have some sense. I have found that our local credit unions tend to get the job done simply and quickly.
My recommendation is to keep plugging away and don't let the banks hold ups change your initial deal. They like to keep coming back with slightly different addendums. Each time this happens your initial deal is being ripped apart. So keep good records with regards to phone conversations date and times and all paperwork. Also try incorporate email conversations as much as possible. If you treat this transaction as a business your prospective will be different and you should always be ready to walk away and the bank should be made aware of that.
Karissa Moore, Realtors
Hogan Real Estate,