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Whitestone : Real Estate Advice

  • All24
  • Local Info4
  • Home Buying4
  • Home Selling1
  • Market Conditions1

Activity 13
Tue Mar 28, 2017
Kathy Burgreen answered:
In NY it is illegal to be a freelancing agent (including NYC). ALL real estate agents who are licensed need to sign a contract with a brokerage and the broker needs to keep their license while they are under their supervision. Brokers are legally responsible for their agent's actions.

Therefore, tell this freelancing agent that they are performing their business illegally and you will be using a different agent - one who has a contract with a broker. You can also check the New York State Licensing division website to research the agent's name, license number and brokerage they work for.
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Tue Mar 1, 2016
Sabrina Jaberi answered:
FYI THE PHONE # LISTED IS FOR THE COURTS AND THEY HAVE NO IDEA REGARDING THIS HOME, APPARENTLY NOT IN FORECLOSURE SHORT SALE OR ANYTHING OF THE SORT..
THE COURT TRANSFERS U ALL OVER THE COURT AND EVEN TO THE SECURITY GUARD IN THE PARKING LOT...... NO PUBLIC RECORDS ON THIS HOME THEIR IN COURTS ... more
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Fri May 23, 2014
Daria Kolomiiets answered:
Pretty far. It may take you 20-30 min to come to Astoria
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Wed Mar 12, 2014
Anna M Brocco answered:
Keep in mind that fees vary, you can however check www.mlsli.com the consumer version of MLS where such information is provided, or contact management directly, or work with an agent of your own who can provide any necessary information.... ... more
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Sat Mar 8, 2014
Terry Korahais answered:
Hi Dhrisikos,-as mentioned below look up on many sites as well as go check with the management office on 9th Ave and 166. Building 32 at Le Havre has some of the most fabulous views you could ask for. This apartment I have shown -has been beautifully renovated to the max and if correct also includes 2 parking spaces.. Terry K 718-614-3167 cell or TKorahais@elliman.com ... more
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Sun Oct 27, 2013
Fajardo Delacruz answered:
I might have something in the area. Please call me.
Fajardo Delacruz
347 932-0609
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Mon Sep 2, 2013
Lou Klahr answered:
There is an Express Bus Line that will take you to mid town. There bus goes on 6th. Ave. and 3rd. Ave. Seven days a week . Rush hour they are available very frequently ,off hours every half hour. It is the most convenient way into Manhattan.

You can also take a bus to Main Street Flushing, or drive to LIRR in Bayside (near by).
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Wed Aug 21, 2013
Trevor Curran answered:
Rent today; Buy tomorrow. How to convert from Tenant to Homeowner.

When I rented my first apartment in Astoria, I did not want to be a Tenant my whole life and pay my Landlordâ€s mortgage. I longed to become a Homeowner.

That’s why I found my way into the mortgage business in 1989 and soon afterward became a Homeowner. Here are the fundamentals any Tenant should know to prepare to become a Homeowner in the future, no matter when that might be.

• Credit: Establish 3 credit accounts, no more than 5. Pay your bills on time. Keep your balances to no more than 50% of your credit limit. Don’t pay off the accounts in full. Keep balances active for 12-24 months. All of the above will provide both a good credit score and adequate credit history to qualify for a mortgage loan.

• Assets: A basic savings budget isn’t hard to do. Pay your rent first in your budget; then set aside 10% of your income before taxes . Make it a budget priority and you’ll still have money left over for entertainment and restaurants and clothing.

How much money do you need to buy a home? Many buyers spend no more than $25,000 to buy their first homes. There are loan programs with low down payment requirements and many real estate agents negotiate for their Buyers a “Seller’s concession” to include the Buyer’s closing costs (which are HIGH here in New York!) in the price of the home.

• Income: Two years consistent income is the basic requirement for either a salaried individual or a self-employed person. Income from Bonus, Commission, and Overtime is treated differently and is best discussed with your Mortgage Banker.

• Market Survey: it doesn’t hurt to go out and get to know neighborhoods where you might like to buy a home. Visit open houses on Saturdays and Sundays. It’s okay that you’re not yet buying; tell the Realtor at the Open House you’re just beginning your “survey.” You’ll also get to know market prices for different kinds of homes. It’s okay to “window shop” homes on the weekend at Open Houses!

I hope these fundamentals will help you better understand the path to homeownership is a process that, with preparation and dedication, you can move through easily. And if you’re interested in getting Prequalified today to create an Action Plan for your future of Homeownership, call me anytime!

Trevor Curran
NMLS #40140
www.tcurranmortgage.com

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
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Tue Jul 16, 2013
Trevor Curran answered:
I’m no real estate agent, just a humble Mortgage Banker, but I can give you some guidance on your search for the right rental apartment.

In my experience in the real estate trade, I’ve discovered that the consumer is best served by adopting some simple strategies, whether you’re buying a home, selling one, or renting an apartment.

First: remember that real estate agents work on commission. The better quality agents---and those with the most experience---will be testing you from the initial contact to determine if you’re serious and will commit to using their services. Why? Because real estate is like any other business. You don’t get to stand in line at the fast food restaurant just to stare at the menu without actually buying some food at one point. It’s the same idea: the experienced real estate professional has to earn a living by renting apartments to serious and qualified prospective renters.

Therefore, the smart consumer should be well-prepared and committed to respecting the real estate professional’s time. That means: know your requirements for the apartment you wish to rent in terms of location, amenities (one bedroom versus three bedrooms; elevator building or private house), and location (proximity to public transportation or need for parking), and price. If you present yourself as well-prepared you’ll have a better chance of working with an experienced agent who will work hard to find you the right apartment.

Second, start with the internet---especially TRULIA.com---but stay “local.” Don’t think at real estate agent in Brooklyn can find you an apartment in Queens, or vice versa. Here on TRULIA.com you can easily find a local professional by clicking on “FIND a PRO” at the top of this page. There you can hone in on a seasoned professional in exactly the area where you wish to rent your apartment. TRULIA provides exceptional tools to help you as a consumer understand the quality of the professional you’re working with. Read the agent’s profile; check out the recommendations from previous clients; get to know the level of experience of the agent and the areas that agent covers.

Third, real estate agents are prevented by Federal regulations from answering certain types of questions. They cannot discuss schools or school districts, crime statistics, and a variety of other issues prohibited by Fair Housing regulations. If your agent is vague when you ask certain types of questions, now you know why.

Finally, demonstrate your level of seriousness to your real estate agent. Show up on time for your appointments to view apartments. If you’re required to submit documents for the Landlord to review with your rental application, get them into your agent’s hands pronto. Not only does this help you potentially get one step ahead of a competing renter, but you’ll be viewed by the Landlord as a responsible renter. Landlords prefer responsible renters, don’t they?

I hope that helps you improve the results of your search for an apartment, and helps you with a better quality experience.

Trevor Curran
NMLS #40140
Mobile: 516-582-9181
Office: 516-829-2900
Fax: 516-829-2944
PowerHouse Solutions, Inc.
1010 Northern Blvd. Suite 234
Great Neck NY 11021
Licensed Mortgage Banker – NYS Dept. of Financial Services
NMLS#3528

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
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Wed Apr 10, 2013
Paula Caruso Annarumma answered:
Sign into MLS. Then click add/edit & type in the MLS number. Click prices on the top and then change the price! That simple!
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Thu Feb 11, 2010
Joseph Hastings answered:
Hi Ds. This for me, goes to the concept of working together. If I'm working with a buyer and we've signed an agency agreeement form, I would expect them to bring a property to my attention even if they found it themself. I can look up info that they can't hence an added value for using a licensed professional.

We do that all the time. Constantly sending options via e-mail based on previously discussed criteria. You don't mention anything else here. How many leads did theagent bring to you. How many of those properties did you view?

I'll be the first to admit newer agents may need more seasoning and I would never allow a verbal offer which goes to experience. Still, there is much we don't know about your experience. everyone starts somewhere.
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Fri Apr 10, 2009
Linda Kang answered:
I found this site that might be helpful to you. I only found it I don't know them.

http://www.mortgage-investments.com/Mortgage_and_real_estate_Calculators/closing_cost_calculator.htm

It's always better to ask your loan officer to give you better idea. Hope it helps you a little. Need help? I work in Flushing area, contact me if you need any help. Good luck!
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Fri Sep 12, 2008
Antolin Du Bois, CFP® answered:
Take the Q16 to Murray street. Get of there. Start walking along Bayside Avenue to about 160st. You will see two real estate agencies owned by locals with local listings right along Bayside Avenue. Plus you will pass Bowne Park, which I totally love.

If you walk all along 29th to Bayside Lane and up to Francis Lewis, you will end at another locally owned Real Estate agency. All three could help you out, I am sure.
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