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Puyallup : Real Estate Advice

  • All88
  • Local Info10
  • Home Buying24
  • Home Selling6
  • Market Conditions3

Activity 80
Fri Aug 4, 2017
Kathy Burgreen answered:
You will need to have pet insurance with damage and liability coverage. Once you show proof of insurance, landlords will be more willing to rent to you. Beware, if anything happens to anybody, you will be sued. ... more
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Mon May 29, 2017
Alex Foraker answered:
The HOA delinquencies can have an effect on financing approval. Essentially banks have criteria per the resale certificate in regards to non owner occupancy and delinquency percentages especially for FHA approval. Something to keep in mind is that everything is negotiable, perhaps a buyer contribution can be discussed. Those numbers can also fluctuate monthly depending on percentage required. A lender can also often do a spot approval or review of the association for approval without conditions of adjustment percentages of delinquencies. Best of luck with your sale, I hope it works out. ... more
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Mon May 29, 2017
Alex Foraker answered:
Hi Lavina, I would suggest reviewing your purchase contract to see if there is verbiage about per diem for closing after initially agreed upon closing date. It's important to keep close communication between your agent and lender to ensure a timely closing. I've negotiated extensions with out additional fees with a logical explanation of why you'd need additional time to fund the loan. Hope it works out and congratulations on your purchase! ... more
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Tue Apr 25, 2017
Top2nut answered:
Great place for a senior couple. Lots of downtown activities close and accessible. Utilities are somewhat high, Keep this in mind if you are on a budget. Puget Sound Energy handles gas and electric. They are very over priced compared to surrounding services. City seems to be high on water sewer charges as well. ( again compared to surrounding areas. ) Puyallup is a beautiful town with great people. ... more
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Thu Nov 10, 2016
Kary Krismer answered:
You should know about this:

No one really knows what this means yet, but having older felonies probably works in your favor. Things that would work against you would be something like maybe having run a meth lab or killed an apartment manager. ... more
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Sat Aug 6, 2016
Kary Krismer answered:
Assuming you're looking for a house to buy, you should really use one of the broker sites because they have more listings. Not every agent/firm pushes their listings to Trulia, Zillow and/or

Assuming you're selling, then you want an agent that does push their listings to such sites. That's something you should verify before signing a listing agreement.

As a seller you want to capture every possible buyer, but as a buyer you want to see as many listings as possible (and not see ones which are already off the market).
... more
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Thu May 19, 2016
Ginikuen asked:
When vetted, I know they are checking my credit record and criminal history...but can a modest saving's account plus social security income prevent me from being about to purchase into…
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Wed May 18, 2016
Patrick_bradley23 asked:
Sun Mar 27, 2016
Kary Krismer answered:
The banks are generally faster now, but there is no way to answer your question. For one thing you don't even mention the bank or whether more than one entity is involved.

FHA (an VA?) have a process where they can determine the value before the property is even listed, and if that process was used by the listing agent, and that is the only bank entity, the process can take well less than 30 days. Other situations could be 4 months or more. But don't just accept the listing agent's claim that the price has been approved by the bank. That is probably more often false than true on non-FHA transactions, and I've even seen situations where they had not contacted one of the secured creditors at all.

Also, you don't know what the bank will answer. They may come back wanting some completely absurd value, although I've seen them do that an then later accept the original price. I've also seen deals fall apart over small amounts of money.

So the short answer is there really is no answer.
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Sat Mar 19, 2016
Kary Krismer answered:
Ignore the spam from the response of a Texan just trying to sell a book.

Answering your question would require that someone know the contents of your contract, and is really a question best answered by an attorney. It's not even clear if you're asking a question about a transaction in Illinois or Washington.

I will warn you that if in most of Western Washington the standard contract contains a representation that you have sufficient non-contingent funds, but the standard financing contingency would typically specify the amount of down payment you would be making. So assuming you used the standard financing contingency and specified 2.5% down, seemingly you're not able to get financing and could rely on your contingency--assuming no other issues. But that is far from clear. Conversely, if you didn't have any financing contingency, and didn't specify how much you were putting down, you'd be in trouble.

So, you should consult an attorney to review your contract. You also should likely find a new agent because they should be consulting with your lender about what is required for you to get financing. That's pretty basic stuff, and was apparently not done.
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Tue Aug 25, 2015
Anu3144 asked:
I'm looking for a 3 bedroom, 2 bathroom house in the Tacoma, Puyallup or Spanaway area. Our move in date is anywhere from now until mid-September. We would like something that has…
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Mon May 18, 2015
Lynn Mcneal asked:
Tue May 5, 2015
Emmalani Keliiaa asked:
with my phone and email, there has been no contact at all. I'd like to do a walk thru at the The Park Luxury Townhomes 12135 122nd Avenue E Puyallup, WA 98374.
My name is Emmalani…
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Tue Apr 7, 2015
Monica Hilliard answered:
Potential Renters looking for homes on TRULIA, ZILLOW, CRAIGSLIST:

I am the seller's agent on the property located at 1322 9th AVE NW, Puyallup, WA and it is NOT for rent.

A potential renter informed me it was posted here on Trulia and Craigslist and she had a feeling it was a scam.

We've notified both Trulia and Craigslist. They should be removing the rental postings.

If you see properties posted for rent that are for sale, these are NOT always a scam. However in this case it is a scam.

Always feel free to reach out to the agent listing the property for sale and they can confirm if it is truly for rent.

Thanks to the gal who informed us of the scam.
... more
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Sun Mar 8, 2015
Alex Foraker answered:
I've provided links for vacant land listings or building sites in Puyallup. Vacant land takes a bit of research, feasibility studies conducive to wetlands, costs of utilities and permits can be just the start. It can be a great deal of work but also very rewarding, essentially most land purchases leave a homeowner with a great amount of equity after building. Please advise if you have any questions, I'm happy to help! ... more
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Sun Mar 8, 2015
Alex Foraker answered:
Hi Elsie, did you ever sell your home? Prices have appreciated significantly since you've posted, I'd be happy to provide a market analysis or answer any questions of market conditions in Puyallup if you're entertaining the idea of moving. You can even use my website to search sold listings to obtain a general idea of value. ... more
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