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Putnam Valley : Real Estate Advice

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  • Local Info1
  • Home Buying6
  • Home Selling0
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Activity 12
Tue Feb 23, 2016
Dan Tabit answered:
Doreen,
No property was attached, but since you posted from Foreclosures, I doubt the home is actually for sale. Start by checking your MLS. If you don't see it there, if you have access to public records you may find that the owner is in the Foreclosure process, but the home has not gone to auction yet.
Many if not most owners who find themselves in this situation will either resolve their delinquency or examine every other option before letting their home go in foreclosure. These listings are a waste of time and a distraction. RealtyTrac wants to sell subscriptions to their data, they don't sell homes. Your Title Company can probably give you the same information for free
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Sun Aug 23, 2015
Christopher Fritts answered:
Are you talking about a Home Equity Line of Credit? If so, many HELOC loans come with a feature that allows you to convert into a traditional home-equity loan at some point. I.E., after their draw periods are up, many HELOC loans allow you to convert them to regular home-equity loans. This will provide you with a fixed interest rate and a fixed payment instead of the traditional adjustable interest rate that you get with a home-equity line of credit. You should contact your lender.

One way to get a fixed rate is to refinance your mortgage. Good Luck!
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Tue Apr 15, 2014
Kate Kaplan asked:
We found a house we absolutely love. The question is about the property taxes. When the broker pulled them, they sit at about 5,600. My mortgage preapproval can fully support that. That…
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Tue Mar 18, 2014
Lisa answered:
Sorry this took so long to get back to you. Oscawana Lake is beautiful !! I love it up here. I am currently renting the second story of a house and live in complete peace and quiet. I also came from the Bronx and to live surrounded by houses but not see a neighbor unless you WANT to is lovely. You have to drive a few minutes to the local store ( you can't walk to anything up here ) but everyone knows each other there and are always friendly. We wanted the same things.. a yard, open spaces, peace and quiet and LOVE it. Originally I was looking in Westchester but for the $1,400 I was going to pay for a shoe box 3 bedroom apartment down there I got a huge house up in Putnam, plus a wonderful school district, land, a porch, a sunroom, a basement for storage... You name it.. It was there. Plus we lived near the lake so we got lake rights and were able to enjoy that perk in the summer. It is lovely up here. DO IT !! :) ... more
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Mon Mar 3, 2014
Grace Vinciguerra answered:
Decide on one realtor you are comfortable working with. At that time, he/she can put you into the MLS system, that search criteria is more specific. Good luck to you. Grace
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Wed Jul 17, 2013
Alison Hillman answered:
Get started with your search here on Trulia: http://www.trulia.com/for_rent/Putnam_Valley,NY/

Ali
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Sun Feb 24, 2013
Paul Marzolla answered:
In the event there was damage to the homes on Lake Shore Road, or any other homes you may be interested in, it's important to know there are great financing options available. You could literally do just about every home improvement and repair possible (new kitchen, bath, additions, etc.) and simply include it into 1 convenient mortgage. Just something to consider. If you need any help with obtaining a mortgage or pre-approval please don't hesitate contacting me so I can point you in the right direction.


Kindest regards,


Paul F. Marzolla
Loan Officer
(201) 957-6768
pmarzolla@unvmortgage.com
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Sun Oct 7, 2012
Maria Cipollone answered:
It will be in your best interest to talk to your bank or financial institution where you have your credit line originally. Find out if with your personal financial condition, you can qualify to transfer the line of credit or just apply for a new one.

Best of Luck,

Maria Cipollone

www.Flahomespecialist.com
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Sun Oct 7, 2012
Maria Cipollone answered:
It will be on your best interest to talk to a mortgage broker to see if your business will qualify for the mortgage loan and with an attorney to find out what is advantages or disadvantages to do so.

Best of Luck,

Maria Cipollone

www.Flahomespecialist.com
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Tue May 4, 2010
Denise Kurz answered:
Putnam Valley taxes are varied, a older home with a small sq ft would tend to less then a new home with the same sq ft. If you would like I can send you a varied of listings for you to compare just email me dkurz10928@aol.com. I am a top selling agent here in Putnam.
exp: Beds: 2 Baths: 1 (1 0) (FH) Sq Ft: 770 Lot Sz: 0.310ac tax $7300
Beds: 2 Baths: 1 (1 0) (FH) Sq Ft: 830 Lot Sz: 0.760 tax $7591
Beds: 2 Baths: 1 (1 0) (FH) Sq Ft: 1000 Lot Sz: 0.172ac tax 5200
This is of course with out the star tax reduction of appx: 10%
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Sun Apr 18, 2010
Robin Lynch answered:
Hi George,

According to the Westchester Putnam MLS, I am only finding 2 active listings on Lindsay Lane. I don't believe that 1 has anything to do with the other. The rentals have been on the market in the past and continue to do so now.

Robin Lynch
Keller Williams Realty Group
914-315-6182
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Fri Dec 18, 2009
Robin Lynch answered:
Hi sulky,

Every real estate agent and broker knows that we are not allowed to answer this question due to Fair Housing Laws. One of the links that you can check is the following:


www.greatschools.net

Robin Lynch
Keller Williams Realty Group
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