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Punta Gorda : Real Estate Advice

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  • Home Buying110
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Activity 202
Diane Christ…, Real Estate Pro in Sarasota, FL
Thu Jan 12, 2017
Diane Christner answered:
Deed restrictions are limitations written into a deed to restrict the control, occupancy or use of a property. They are also known as restrictive covenants. Because these restrictions are written into the deed, they transfer with the property from the previous owner to the new owner when the home is sold.

Many subdivisions, especially newer ones, have deed restrictions to control the look and appeal of the neighborhood. The deed restrictions are recorded, usually by the original builder of the subdivision, so are available on line. They are typically called "Declaration of Covenants, Conditions, Restrictions and Easements."

There are also typically a set of by-laws for the association, which set up the rules for running the homeowners association. These usually cover definition of who are members, how voting will be done, rules for meetings, Board of Directors defined, powers and duties of Board of Directors members, rules for fiscal management of the association, parliamentary rules for meetings and rules for how amendments can be made to the deed restrictions.

Back to the deed restrictions. These contain the rules and regulations for land use and property standards for the homes in the community.

Typical restrictions would include how the property can be used. Here are some common items covered by HOA deed restrictions:

lots for residential use, no commercial activities on the property

what type of vehicles can be parked on the lot - often trailers, RV's, boats are restricted and cannot be parked where they can be seen

dwelling changes - you may have to have any improvements or changes to your home approved by the HOA architectural committee even if permits are not required by the county, such as changing paint colors or major landscaping changes

garages & parking - there are usually rules about not converting garages to living space, some have rules about no cars parked overnight on streets to driveways. Most have rules about commercial vehicles or vehicles with commercial signs not being parked on driveways overnight, they must be kept in garages.

accessory buildings - most have rules about adding sheds or other structures to the lot, ie what type are allowed (if any)

roof types - some HOAs have rules on what type of roofs you may install as they want to keep things uniform throughout the community

fences - some HOAs have rules on whether you can install fences and what type if allowed

Solar panel equipment, satellite dishes, clothes lines, window AC units - most have restrictions on if/how and where you can install these

Rentals - most newer HOAs have rules on how often you can rent a home, such as no unit may be rented more than twice a year and cannot lease for a period of less than 6 months.



These homeowner associations will also charge dues or fees on an annual, quarterly or monthly basis to maintain the common grounds and run the business of the HOA.

Some people hate deed restrictions, they feel they restrict what they can do with their property. Others like deed restrictions because they do give an overall standard for the subdivision that all homeowners must maintain, thereby keeping up the property values as a whole. Homes in deed restricted communities tend to sell for higher prices than homes in neighborhoods without deed restrictions.

Some people want to park their boat or RV on the side of their home, or their work van on the drive, hang their laundry on a line behind their home or park cars in their front lawn. Others find those things an eyesore and don't want to look at them on a daily basis.

The bottom line is, if you are looking at homes in a subdivision with a mandatory homeowner's association, be sure to get and read a copy of the deed restrictions and by-laws before you write an offer so you know what you will required to comply with should you purchase there. I'd also recommend getting a copy of the most recent budget and at least the past 3 months minutes of the Board of Director meetings so you can find out what issues they are discussing.
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0 votes 4 answers Share Flag
Bob Kruse, Renter in Punta Gorda, FL
Mon Jan 2, 2017
Bob Kruse answered:
I do not own 150 Harborside. I live in Michigan. Please delete that info.
0 votes 3 answers Share Flag
Harry Metcalf, Home Seller in Punta Gorda, FL
Thu Dec 22, 2016
Harry Metcalf asked:
I want my phone # in the listing
0 votes 0 Answers Share Flag
netsock8, Home Owner in Punta Gorda, FL
Sun Aug 21, 2016
netsock8 asked:
contact info is still listed as the agent and not my info as owner as shown on Zillow....it is for sale by owner.HELP. How can I get this corrected?
0 votes 0 Answers Share Flag
Manugit, Home Buyer in Houston, TX
Sun Aug 21, 2016
Manugit asked:
Like the area to retire,but many neg comments about
KB Home. Anyone have up to date comments as most I see are years ago.
0 votes 0 Answers Share Flag
Froken128, Home Buyer in Punta Gorda, FL
Thu Aug 18, 2016
Froken128 answered:
what does deed restricted mean
0 votes 12 answers Share Flag
Stephanie Jo…, Real Estate Pro in Tampa, FL
Sun Jun 12, 2016
Stephanie Johns answered:
Well if you are the buyer and sell within 3 years according to State Law then you should receive a discount.
0 votes 12 answers Share Flag
Jon Palermo, Home Buyer in New York, NY
Wed Mar 16, 2016
Jon Palermo asked:
Credit is a bit of an issue as its less than perfect, also income is limited as I an on disability.
0 votes 0 Answers Share Flag
Kathy Burgre…, Home Owner in Westchester, NY
Tue Jan 19, 2016
Kathy Burgreen answered:
As a former realtor, manufactured homes are considered "personal property" - not real estate. Only if you own the land underneath and have a title or deed to prove it, then the land is real estate.

There are websites - www.mhvillage.com and others that specialize in buying and selling manufactured homes.
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0 votes 1 answer Share Flag
Alan May, Real Estate Pro in Evanston, IL
Fri Nov 20, 2015
Alan May answered:
Yes, traditionally, in the Chicago area, it's the seller's attorney who chooses which title company will be used.
0 votes 1 answer Share Flag
Tammy Hayes, Real Estate Pro in Port Charlotte, FL
Fri Jul 24, 2015
Tammy Hayes answered:
Is there a particular community you are interested in. I would be happy to help or answer any questions. Are you looking for a seasonal residence and maybe have family visit once in awhile.

Tammy Hayes
RE/MAX Palm Realty
tammyhayesre@gmail.com
941-276-6185
http://www.tammyhayes.remaxagent.com/
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0 votes 1 answer Share Flag
Tammy Hayes, Real Estate Pro in Port Charlotte, FL
Tue Jul 7, 2015
Tammy Hayes answered:
Your wife does not have to be on the mortgage, she can just be on the deed.
I can refer you to a mortgage lender who can help you and answer all of your questions. Or you can see a list of recommended lenders on my web site in this area: http://www.tammyhayes.remaxagent.com/lenders.aspx

Tammy Hayes, Realtor
Re/Max Palm Realty
tammyhayesre@gmail.com
941-276-6185
... more
0 votes 1 answer Share Flag
Tammy Hayes, Real Estate Pro in Port Charlotte, FL
Fri Jul 3, 2015
Tammy Hayes answered:
Yes, there are defective drywall remediation companies that can assist you and give you a quote.

Tammy Hayes, Realtor
RE/MAX Palm Realty
http://www.tammyhayes.remaxagent.com/
0 votes 2 answers Share Flag
Jackson Will…, Home Buyer in Provo, UT
Tue Jun 30, 2015
Jackson Willis answered:
Yeah, I think it's actually really smart to do this kind of research ahead of time. It can be really difficult to find out all of this insurance information, and putting yourself in a time crunch by waiting until after you buy a house can make that even harder. You can avoid that problem by doing the exact research you're considering. Hopefully everything works out, and you find what you need.
http://woodhomeinsurance.com/homeinsurance.html
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0 votes 6 answers Share Flag
Tammy Hayes, Real Estate Pro in Port Charlotte, FL
Tue Jun 9, 2015
Tammy Hayes answered:
You can go to my web site and look at the list of insurance agents. Contact one of them. You will need a property address in mind though. Here is the link: http://www.tammyhayes.remaxagent.com/homeowner-insurance.aspx

You can also search for properties on my web site.

Tammy Hayes, Realtor
Re/Max Palm Realty
tammyhayesre@gmail.com
... more
0 votes 2 answers Share Flag
Abhishubhi P…, Home Buyer in New York, NY
Thu May 28, 2015
Abhishubhi Pandey answered:
Article Resource and usefull:
Packers and Movers Hadapsar Pune or http://packers-movers-pune.co.in/packers-and-movers-hadapsar-pune.html
Packers and Movers Magarpatta Pune or http://packers-movers-pune.co.in/packers-and-movers-magarpatta-pune.html

Packers and Movers Bill for claim Bangalore or http://billforclaim.in/packers-and-movers-bill-for-claim-bangalore.html
Packers and Movers Bill for claim hyderabad or http://billforclaim.in/packers-and-movers-bill-for-claim-hyderabad.html
Leo Packers and Movers Pune or http://leopackers.co

Packers and Movers Pune or http://packersmoverspune.co.in/
... more
0 votes 3 answers Share Flag
Tammy Hayes, Real Estate Pro in Port Charlotte, FL
Tue Apr 28, 2015
Tammy Hayes answered:
A good resource is Fishin Franks in Port Charlotte - http://www.fishinfranks.com/
Another good resource is to ask the owner or the neighbors.
0 votes 1 answer Share Flag
Tammy Hayes, Real Estate Pro in Port Charlotte, FL
Sat Apr 25, 2015
Tammy Hayes answered:
Contact several local property management companies and use online rental resources such as Rent Me Florida, Craigslist, Rents.com, rentals.com, Realtor.com, Vacation Rent by Owner.
0 votes 1 answer Share Flag
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