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Financing in Prospect Heights : Real Estate Advice

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  • Local Info15
  • Home Buying13
  • Home Selling2
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Activity 4
Sun Nov 20, 2016
Thomas Martin answered:
If all your mortgage payments are on time there is a good chance you can qualify for an fha refinance. Worst case you may be able to post your loan situation to a private lenders website or forum and find a private lender. US Mortgage Lenders - Thomas Martin

Min FICO 580 FHA/VA Loan Approvals 7 days a week

PH: 954-667-9110

http://www.florida-mortgage-lenders.com/
... more
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Thu May 2, 2013
herold_gomes answered:
In order to qualify for a reverse mortgage, all owners and co-owners of the home must be age 62 or older and at least one homeowner must reside in the home as their primary residence at least six months out of the year.

If you have any debt against your home, you must either pay it off before getting a reverse mortgage or use an immediate cash advance from the reverse mortgage to pay it off. If you do not pay off the debt beforehand, or do not qualify for a large enough immediate cash advance to do so, you cannot get a reverse mortgage. More we can learn http://www.reversemortgagelendersdirect.com/hecm-saver-how-does-it-work/ .Many seniors are going to find more ---
http://www.reversemortgagelendersdirect.com/reverse-mortgage-information/
http://www.reversemortgagelendersdirect.com/reverse-mortgage-rates/
http://www.reversemortgagelendersdirect.com/reverse-mortgage-disadvantages/
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Sun Sep 6, 2009
Ken Herrera Group answered:
A good Rule of Thumb is if you have great credit and good relationship with your bank, they are probably going to be able to give you the best deal. Banks are going to be a little stricter and there is more red tape in order to qualify. A Broker will have a wider vareity of loan products. Interview at least 2-3 Mortgage Lenders and make sure to compare apples to apples. If you can get references from past clients, by all means call them and check on the service. Remember that a mortgage is not just about the payment and the interest rate. Primarily, focus on the best loan that fits your financial needs/ goals, not only for today, always keep the future in mind.

Good Luck
Ken Herrera
Century 21 Infinity
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Mon Apr 23, 2007
Catherine answered:
I am also a certified lender. I work with a global multi-billion dollar lender, and my office specializes in financing for the New York City Metro area. We have numerous loan products that are tailor made for residents of New York City. You can call me at 917-340-1809 anytime or email me at catherine.thrasher@gmail.com. My name is Catherine (haha, like my email, of course) ... more
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