This property appears to be tenant occupied, and there is no easy way to call and make an offer on a home that is not listed for sale. I am going to guess that you are looking for foreclosures or short sales in this very desireable area of Carmel Valley...and you wouild like a great deal...is that right? I just closed escrow with a buyer who was looking in that very "HOT" pocket of Carmel Valley. We wrote many offers with multiple competing offers coming in on the homes within the 1st week on the market. You may be resisiting working with an agent at this time, but chosing a compatible, knowlegeable agent who is is willing to do some extra legwork, will save you so much time, effort and grief. An agent can streamline your search to homes that are actually available, we don't know if this one is. However if you had an agent you were working with, they could approach the owner and see if their situation is such that they want to sell. I don't believe any agent would publish the address of this home just because the owner is in default. The owner may even have equity, but is in the process of a Loan Modifiction to lower his high rate, for example, and may have no intention of selling. I did find this home on Foreclosure Radar, feel free to call or email if you have more questions! I wish you Good Luck finding the right agent to help you get a screaming deal on a Carmel Valley home.