I am not the listing agent for this property and would not be able to answer that question for you. But, I have a suggestion for you. That is if you have not contacted a lender to get pre approved yet.
Today's marketplace dictates that you "as a consumer with a desire to purchase" should be working with TWO people "right now". They are: (1) a real Estate Agent who you have a signed Agency contract (2) a lender who has reviewed your credit history AND can advise you regarding the type of financing that would fit you well for a purchase AND if necessary a 3rd person may be needed, which would be a Credit Counselor. Not a "Credit Repair Service" , but a Credit counseling service preferably one of the many FREE agencies that are located in the Philadelphia area.
If you would like representation and guidance through this process, I can be reached on my mobile phone at 610-504-5466.
My 32 year career was built on 1st time home buyers who needed a "little extra help". I would be happy to be of service to you.