i am a first time home buyer looking for a new home. This house looks like what i am looking for. What would i do about checking on financing options?

Asked by codi, Little Falls, MN Wed Apr 10, 2013

Thanks Codi

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6
Aaron Trompe…, Agent, Saint Cloud, MN
Thu Apr 11, 2013
Well, Cody, looks like the weather is pretty bad. I won't be going up to Little Falls today to show any homes at all.

Will probably reschedule for tomorrow. If you want to meet for coffee to discuss the home purchase process I can make time for you after 1.

There's much to know.
0 votes
Kevin Marois, Agent, Forest Lake, MN
Wed Apr 10, 2013
Talk to your loan officer, then write your offer. Will we assume that because you looked at a house that you have an agent? Did he/she not already help you with this?
0 votes
Susan Hoffla…, Agent, Shoreview, MN
Wed Apr 10, 2013
Hi, Codi!
It's way past time for you to be pre-approved for a mortgage. I would contact a few lenders right away. You need to talk to more than one lender and more than one agent to decide who will be the best fit for your communication style.

Expect that they will be asking lots of confidential information. They will pull a credit report and be verifying your employment. Don't be offended, it's just what has to be done for you to pass muster with the underwriter.

Start with your local bank and then, get a few referrals from your buyer agent. Do you have a buyer agent?? It won't cost you anything out of pocket and will be in your best interests.

Read this article to see why:
http://www.homestosellmn.com

good luck~
Web Reference:  http://www.homestosellmn.com
0 votes
Donald James, Agent, Edina, MN
Wed Apr 10, 2013
Hi Codi, this looks like a nice house! Your professional Realtor should have recommendations for you as to mortgage professionals they have worked with who really help first time buyers. Ask your friends, family, PTA, church, etc for recommendations. Interview three mortgage officers, ask for references, and call the references. I can think of seven possible loan scenarios that may work for you. Your Realtor and mortgage person may have more. If you need help call or send an email. Our mortgage people can get you qualified in about 15 minutes on the phone as well as find out if there are DP and / or assistance programs that may benefit you.
Web Reference:  http://www.mywra.net
0 votes
Chad Kenning, Agent, Blaine, MN
Wed Apr 10, 2013
I can help you with that easily. I have two referrals for you. Please let me know if you are interested.
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Aaron Trompe…, Agent, Saint Cloud, MN
Wed Apr 10, 2013
I will be showing homes in Little Falls tomorrow beginning at 11. I should be done with those clients by 1 at the latest. Would you care to look at it at that time?

Also, I have people I can refer you to for financing.

If you wish to speak my number is 320 493 5145 and my name is Aaron
0 votes
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