do you have to be pre-approved for a loan before you can look at a house?

Asked by Sarah, Franklin Grove, IL Tue Apr 21, 2009

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David Cruick…, , Palatine, IL
Wed Apr 22, 2009
You don't have to be but Realtor's really don't like showing people homes unless they have a pre-approval which establishes what the buyer can purchase. A solid pre-approval includes: Credit Check, existing debt verification, Income verification and down payment verification. It is advised that you also have a clear understanding of what you can afford as well.

If you are looking for a pre-approval I would be happy to help you attain one.

David Cruickshank
Ardain Mortgage Corp
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