can somebody help me and tell me what do i need to make the offer and what do i need to be qualified?

Asked by Socorro Magdaleno, Wilmington, CA Sat Mar 21, 2009

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Dyanna, , California
Sun Mar 22, 2009
If you are going to make an offer on any property the seller is going to require you to be pre-qualified by a lender, usually a direct lender. You will need your income documentation in order to get started. Please contact me so I can help guide you in your home buying path.

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Michael Magaw, Agent, Torrance, CA
Sat Mar 21, 2009

You want a local agent and a local direct lender. You want someone who you can meet face-to-face and who will be available for you. You need someone that is experienced and will vigorously represent you.

I am a local broker with an office in Torrance. I have a great referral for alocal direct lender. He is the manager of the local Countrywide/BofA office.

Regarding the property you asked about, Trulia shows it to be a home that sold for $116,000 in 1998. It is currently for sale in the MLS for $349,500. That is definitely high for this area. We could find you a better value for sure.

Call or email me for more information or for a list of good deals in the area.

Michael Magaw
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M.D.J, , Los Angeles, CA
Sat Mar 21, 2009
Feel free to contact me regarding getting qualified which is the first step before making an offer.

By the way I answered yesterday in Spanish.
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Dyanna, , California
Sat Mar 21, 2009
Hello Socorro. I replied to this question in Spanish last night about the property on Blinn. In order to get qualified we will need to get you to a lender, a good lender. You should be introduced to a direct lender, not a broker. There are many direct lenders that don't charge origination fees, as most brokers do. After we get you qualified which should only take about 1 hour, the lender will be able to tell you how much you qualify for. We can submit offers to properties that fall within your price range and you will be soon on your way to owning a home.

Now I do want to let you know that the property on Blinn is a little over priced for the area, about $100,000 over what other homes in the area are selling for.

Please call me 323-359-7992 or e-mail me

Good Luck!
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