Active with contract means another buyer beat you to this one. It was listed one day before going under contract. I would guess an ALL CASH investor buyer may have even offered above the asking price.
Are you able to buy with ALL CASH?
If not, you may want to limit your search to owner-occupant properties like Fannie Mae, Freddie Mac and HUD owned homes so you don't have to compete with the many, many investors buying up everything in the lower crime areas of Tampa like Citrus Park.
Your first step is to get preapproved for a mortgage and if you are a first time homebuyer you may be able to get up to $7,500 to be used towards your downpayment and closing costs. Contact Gina Harris with iBeria Banc and she can see if you qualify. You MUST work with an APPROVED lender to get this money and there is plenty of money available so don't let another lender that is NOT Approved try to tell you any different! Call/email Gina: Gina Harris 813.244.5685 email@example.com or apply online:
If you're not yet working with a Realtor you're welcome to sign up for a free Listingbook account on my website and it will instantly reveal if a property is genuinely "ACTIVE" or if it's already pending sale and "ACTIVE WITH CONTRACT" . Go here: http://www.SoldOnTampa.com
All the best,
Alma Rose Kee, PA
Future Home Realty