Hi, I see you have several answers already, but I requested a general quote from an insurance friend of mine on the island. There are their exact words "Usually we say it will be about 1% of the replacement value of the home. If the square footage is 4300, the replacement value would be about $748,000 therefore the insurance would cost approx $7,478. It is an older home, so that is provided updates have been done. The flood will be an additional $1600."
So you would be looking at about just over $9,000 for insurance on this home. There are some other questions to answer, based on your usage: rental or primary, etc, but this is a good rule of thumb. Please let me know if I can be of any assistance and good luck! Michael Gonzalez, Owner, ERA Evergreen Real Estate Company 843-298-4097. email@example.com