Estimated payments normally represent the quantified sum of mainenance and taxes per month. In co-operatives, it;s normally listed as "Maintenance", which displays one total payment. In condominiums, it is separated as "common charges" and "monthly taxes". Condominiums are normally the better route since they appreciate much better, are a lot new in quality, maintain a much higher re-sale demand and offer tax abatements in new developments that allow you to pay nothing for 8-15 years and saves you hundreds per month. If you could clarify for me your e-mail address, general pric epoint and areas of interest, I will gladly send you detailed listings for the best possible deals that are out there right now in your exact criteria.