As a local Realtor, I can tell you that you would need to have approximately $5,300.00 for your down payment, and $3,600.00 in closing costs, unless the seller is willing to pay some of those costs for you. So keep that in mind when you are thinking about a dollar amount for an offer.
Thankfully, the FHA loan program is more interested in how much you spend on a monthly basis vs. what income you have, instead of putting so much emphasis on the FICO credit number.
I would love to help you by giving you more information regarding that specific community, and I know Dave Slover well and would love to help you purchase one of his listings.
Please contact me for a no-obligation consultation,