This is a 1 bedroom home. The other 2 "bedrooms" do not have closets or egris rated windows and are not legally qualified as bedrooms.

Asked by Philana Jarvis, Anchorage, AK Fri Oct 2, 2009

I am not sure who appraised this house in the past - but according to our realtor and realty laws - a room cannot be considered a bedroom, or included in an appraisal as a bedroom, unless it has a closet and egris rated windows. Only 1 of the bedrooms in this house has a closet and egris rated windows. The other 2 rooms should have been appraised as a den or office area. The listing is mis-leading and incorrect, as are the past appraisals. I'm not sure who this should be reported to.

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This question is about this property: http://www.trulia.com/property/1084170939-16846-Feodosia-Dr-…

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Pauline Hofs…, , Anchorage, AK
Fri Oct 2, 2009
FHA recently started cracking down on "egress" windows. In the past, often it depended on how the window was measured, and who was doing the measuring. Also, perhaps something changed in the design of the home to discount a bedoom or two. If it's on a septic system, the size of the system dictates how many bedrooms are in the home. Depending on the home inspector, window height was sometime solved by a permanently step unde the window. Poorly closing older windows were sometimes cured by adding a pull or knob to the window frame.

Just as home inspectors and engineers "interpret" the building codes, appraisers "interpret" program guidelines. Neither are not a exact sciences. Codes, zoning and guidelines change.

Bottom line, does the home work for you? Are any observed "deficiencies" resolved by a price reductions? Your Realtor should be able to guide you through the evaluation, bidding, inspection, etc. process, and counsel you on the market. You have a choice of inspectors or engineers, and othe professionals. Your loan officer can explain the appraisal process. There are checks and balances thoughout the process.

This is why it's important to use professionals who are really working in your best interest.
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Todd Held, Agent, Anchorage, AK
Fri Oct 2, 2009
OK. The answers are going to be somewhat generic as I personallyhave not viewed the home. As for who to report it o, that anser is no one. There is no such thing as the bedroom police. It is up to the buyer to determine suitability of a room/homes intended use.
If the bedroom has an armoire, that MAY be considered a closet. I have seen this in some older/smaller homes. As far as the window issue, please be sure you are referring to the latest letter put out by the Muni Bldg Svcs Dept. They recently revised it and some older homes are now grandfathered. When you say not egress rated, do you mean the net opening? Or the sill height? And you always have the option to negotiate these items.
If a previous appraisal call the rooms bedrooms, that is hard to argue against. You mention appraisals- plural, that makes it even harder.
Ask yourself this- If the rest of the home suited your needs, and the seller was willing to remedy these items, would you buy it? If you answered yes, then it is a non issue. Call your Realtor and ask them to write a contract specifiaclly asking for this up front.
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