I'll back what Kristen said with the following added phrase:
"...when you're either buying or renting."
Many landlords these days are very strict on credit. If yours is not so good, you may want to work on repairing it and stay where you are currently living, then spend 2-3 months rent up front to get yourself into a new place.
Hi Christy! I am a mortgage lender and financial specialist. I can certainly help you clean up your credit. As you are aware, having good credit is a huge benefit. If you are interested, please call or email me and let's see what we can do to help you!
877-292-3890 (goes to my cell phone)