I appreciate your eagerness to purchase this property immediately. Unfortunately, the house has just received its notice of default (NOD). If the owners do not get their payments within 4 months and 20 days from the NOD, then the property will be sold at a Trustee's sale (on the courthouse steps.) If no one purchases it that day, it will then be bought back by the bank, and it will become a listing as a foreclosure.
The $64,000 balance you're seeing is most likely a 2nd mortgage and not the first. The house, which is located in Rhodes Ranch, will most likely sell in the $300,000+ range.
If you're not currently working with a Realtor, we can help you locate the type of home you're seeking to purchase. Please visit our website or you can email or call me at your convenience. I wish you the best of luck in your search, it's a great time to buy now.
The Karten Group