Phoebe - hello!
I hope you realize that the home you listed isn't for sale?
If you got that information from Realty Trac, please know that many, if not most, of their "listings" are NOT currently listed for sale.
Realty Trac compiles data - lists of homes that are in default, in which paperwork has been filed if the woners have missed payments or are behind on taxes.
If and when the home is actually foreclosed on by the bank, most likely, it will be listed for sale through an agent and placed on the mls.
Have you been pre approved for a loan? The bank will expect that to be in place.
If you'd like to reach out to me so I can explain the process in more detail, please do so.
Enjoy this nice sunny day, and stay warm!
Prudential NJ Properties